Repeat array inside array through while loop

Question

Start by creating the arguments, but leaving tax_query empty:

$args = array(
    'post_type' => 'watches',
    'tax_query' => array(),
);

Then in your loop you can add to tax_querywith $args['tax_query'][] =:

$args = array(
    'post_type' => 'watches',
    'tax_query' => array(),
);

foreach ( $things as $thing ) {
    $args['tax_query'][] = array(
        'taxonomy' => $thing['taxonomy'],
        'field'    => 'slug', 
        'terms'    => $thing['term'],
    );
}

Exactly what you’re looping over will likely affect what $things is and how you’d use it, but you didn’t include that information in your question so I can’t help beyond what I’ve already put.