In your screen function ibenic_budypress_my_posts
create a redirect.
Something like:
function ibenic_buddypress_tab() {
bp_core_new_nav_item( array( 'name' => __( 'My Posts', 'ibenic' ), 'slug' => 'my-posts', 'position' => 100, 'screen_function' => 'ibenic_budypress_my_posts', 'show_for_displayed_user' => true, 'item_css_id' => 'ibenic_budypress_my_posts' ) );
}
function ibenic_budypress_my_posts() {
$url="/author/" . bp_get_displayed_user_username();
bp_core_redirect( site_url( $url ) );
}