Featured image/thumbnail fallback placeholder image

You can use has_post_thumbnail() as condition and change output accordingly.

Example from Codex:

if(has_post_thumbnail()) {
    the_post_thumbnail();
} else {
    echo '<img src="'.get_bloginfo("template_url").'/images/img-default.png" />';
}

Hata!: SQLSTATE[HY000] [1045] Access denied for user 'divattrend_liink'@'localhost' (using password: YES)