Did you, by any chance, look up “wordpress membership plugin” on Google? The first link is for the Membership plugin on WordPress.org. You only need 2 levels of membership (members and premium), as regular users will be non-members by default. I suggest you do a Google search for “wordpress custom user registration” as well, because you’ll find a free plugin for your second issue there.
tl;dr – LMGTFY
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