You can check if term exists, see here
add_action( 'woocommerce_before_single_product', 'display_category_list',20 );
function display_category_list() {
global $post;
$term = 'term_name'; // Term name string or array
$taxonomy = 'product_cat'; // your taxonomy
if( has_term($term, $taxonomy, $post) ){ // if post belongs to term(s)
wc_get_template( 'woocommerce/single-product/single-product-top-
content.php' );
}
}