It is not advisable to run anything but the latest wordpress, especially with regards to security fixes. For a minior wordpress release, you can read the release notes and see if any of the changes are security related. If they aren’t, then you can probably safely wait until the next security fix.
In my experience, wordpress updates only sometimes break a plugin. The problem, though, is that if there is a security fix in an update, it is quite irresponsible to not apply the update, especially if you have sensitive data in your system. This is just the burden of modern software, updates are mostly required, but the ofter cause incompatibilities.
A good solution is to set up a staging environment for yourself to see if the update breaks any plugins. If it doesn’t, apply the update, if it does, start working on a contingency plan.
Good luck,
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