I managed to come up with the answer 😀 Thanks to @Jos
function ht1_change_avatar($args, $id_or_email) {
$gender = get_user_meta($id_or_email, 'user_gender', true);
if($gender=='Male'){
$myavatar="http://localhost:81/matrimony/wp-content/uploads/2020/04/groom.png";
}else{
$myavatar="http://localhost:81/matrimony/wp-content/uploads/2020/04/bride.png";
}
$args['url'] = $myavatar;
return $args;
}
add_filter('get_avatar_data', 'ht1_change_avatar', 100, 2);