Why would WordPress request FTP information when it can write to the file server?

Posix is a PHP extension rather than part of PHP core. WordPress tries to minimize use of extensions as much as possible in its core. In specific case of Posix one — it has very notable flaw of not being available on Windows platform altogether.

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Hata!: SQLSTATE[HY000] [1045] Access denied for user 'divattrend_liink'@'localhost' (using password: YES)