Why is group ownership with rwx permissions not enough?

duplicate? At least you can find lots of (possible) explainations and (possible) solutions here:
https://stackoverflow.com/questions/640409/can-i-install-update-wordpress-plugins-without-providing-ftp-access

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Hata!: SQLSTATE[HY000] [1045] Access denied for user 'divattrend_liink'@'localhost' (using password: YES)